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Buying Something Big

Here you’ll find Northrop Grumman benefits and resources to consider as you navigate this exciting time. ​​​​​​​​​​​​​​​​​​​​​​​​

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Whether you're looking to make a big purchase, searching for a hassle-free banking experience or interested in learning more about wealth management, the NGFCU is here to help you with a wide range of financial support. Here are some of the products or services they provide:

  • Checking accounts.NGFCU checking accounts have no minimum balances, monthly service charges or per-check fees. Access cash at ATMs anywhere and earn cash back rewards on your purchases.

  • Home purchase, refinance and equity loans.Take advantage of a dedicated home loans concierge specialist, speedy approvals and low mortgage rates. If you’re a first-time home buyer, you may qualify for as low as 3 percent down. Refinance loans are also available and if you need access to a large amount of money, the NGFCU offers home equity line of credit (HELOC) and home equity loans up to $250,000 – depending on your equity. 

  • Auto loans. Whether you’re buying a new or used vehicle, you can access fixed-rate loanswith no application and documentation fees that can cover up to 100 percent of the purchase price. You can also take advantage of refinance loans based on the Kelly Blue Book value of your car.  

  • Debt consolidation loans. Are you managing multiple high-interest rate debts? Consider a loan that allows you to consolidate debtfrom other lenders into a lower, fixed-price rate loan. 

  • Home and auto insurance. Protect your valuable assets with competitive insurance rate quotes and coverage through TruStage, an NGFCU partner.  

  • Multiple savings account options.Build funds for everyday purchases or for something special. You can open a regular savings account with just a $5 minimum deposit or explore other savings options such as Money Market, Long-Term Savings and Youth Accounts.

Enjoy discounts from national and local partners with the Northrop Grumman Employee Discount Program administered by Beneplace, including: discounts on consumer products, electronic equipment, travel and entertainment, among other products and services.

Register today using your personal or work email address.  Once registered, you will be sent an email to complete the process with a link that will automatically take you to your personalized Beneplace site.  Alternatively, you can also skip the registration, and enter the site in guest mode.

Start planning though one of our financial consultation benefits offered:

  • Northrop Grumman partners with Fidelity to offer you a complimentary one-on-one consultation or Self-Guided Wellness Check Up.

  • Through NGCare’s ComPsych you can also receive a personalized, expert legal and/or financial consultation at no cost for 30-minutes per topic, per year.

If you are enrolled, MetLife’s Group Legal Plan gives you access to the expert guidance and tools you need to handle the broad range of personal legal needs you might face throughout your life. This could be when you’re buying or selling a home, starting a family, dealing with identity theft or caring for aging parents.

For the best experience viewing the resources below we strongly recommend logging-in first to NetBenefits.

Our partners at Fidelity offer great articles and resources on large purchases: